{"id":10,"date":"2026-11-12T19:42:24","date_gmt":"2026-11-12T19:42:24","guid":{"rendered":"https:\/\/framing3.portfolioframingideas.com\/latasha\/?page_id=10"},"modified":"2026-11-13T20:13:35","modified_gmt":"2026-11-13T20:13:35","slug":"assistance","status":"publish","type":"page","link":"https:\/\/framing3.portfolioframingideas.com\/latasha\/assistance\/","title":{"rendered":"Assistance"},"content":{"rendered":"\t\t
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Homebuyer assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Homeownership May Be Closer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Than You Think.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Learn about the questions to ask, requirements to explore, and resources that may help eligible buyers plan for down payment and closing costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Understand your options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Start With Knowledge. Move Forward With Confidence.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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One of the biggest concerns for first-time homebuyers is having enough money for a down payment and closing costs. Depending on your circumstances, programs and resources may be available to help eligible buyers manage these expenses.<\/p>

In order to qualify for down payment assistance and closing cost assistance in Baltimore City, HUD requires each buyer to complete a two-part educational course.<\/p>

Part 1:<\/strong> A Home Buyers’ Workshop hosted by a HUD-approved housing agency.<\/p>

Part 2:<\/strong> A one-on-one counseling session with a housing counselor. During this session, you’ll learn which down payment assistance programs you may qualify for, the importance of shopping around, and the ins and outs of the homebuying process.<\/p>

I’ll also be there as your Realtor to guide you through securing down payment assistance, getting pre-approved by a lender, and closing on your new home!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tLet's Talk About It!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Explore Your Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Learn The Type of Assistance Available<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Use these topics to explore the different down payment and closing cost assistance programs available in Baltimore City. Keep in mind that each program offers different types of assistance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tExplore All<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Down Payment Resources<\/h3>

Explore the different types of down payment assistance programs, eligibility requirements, and how these funds can help make homeownership more accessible.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t

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Grants<\/h3>

Grants are free money that don't need to be paid back. These funds don't need to be paid back.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t

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5 Year Forgivable Loans<\/h3>

0% interest second (soft) loans that are forgivable after staying in the home for 5 years. You can't sell, refinance, or pay the house off within those 5 years. You will owe this second loan amount in full if any of these are performed before the 5-year mark.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t

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0% Deferred Interest Loan<\/h3>

This silent second loan delays monthly payments. The loan amount is due when you sell, refinance, or pay off the house. This loan must be paid back.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Stay Connected<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Let's Keep Your Homeownership Goals\nMoving Forward.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Follow LaTasha Dee for homebuyer education, housing updates, helpful resources,
upcoming events, and information to support your homeownership journey.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact LaTasha Dee<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Homebuyer assistance Homeownership May Be Closer Than You Think. Learn about the questions to ask, requirements to explore, and resources that may help eligible buyers plan for down payment and closing costs. Understand your options Start With Knowledge. Move Forward With Confidence. One of the biggest concerns for first-time homebuyers is having enough money for […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":22,"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":276,"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/pages\/10\/revisions\/276"}],"wp:attachment":[{"href":"https:\/\/framing3.portfolioframingideas.com\/latasha\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}